Medicare enrollment starts3 months before your 65th birthday
If you are already receiving Social Security benefits, then you have been or will be auto-enrolled in Medicare Parts A and B upon the first day of your 65th birthday month. You will receive your red, white and blue Medicare card in the mail 3 months before your 65th birthday. It is also possible to qualify for Medicare before you are 65 if you have Social Security Disability or a qualifying medical condition. If you are not automatically enrolled in Medicare, you may need to contact your local Social Security office or visit the Social Security Administration website to sign up.
Understand yourInitial Enrollment Period (IEP)
The initial enrollment period (IEP) is when you first sign up for Original Medicare. This period spans 7 months, starting 3 months before your 65th birthday and 3 months after. Your IEP is also a great time to look at other coverage options like Medicare Advantage and Medicare Supplemental Insurance. Learn more about other enrollment periods with our guide.